grace period KMC podaljšan plačilni rok žr. respiro rok npr. 15 dni po zapadlosti premije; običajno samo v določenih zavarovalnih vrstah, npr. v življenjskem zavarovanju
If payment is not made within the grace period, these types of coverage usually will terminate retroactively to the date the premium payment was due without any further cancellation notice from the company.
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